# AI That Works the Way Insurance Teams Work

Polyrific builds insurance-native AI applications that eliminate manual document review, surface what matters in seconds, and support better decisions across underwriting, policy operations, and compliance—without replacing human expertise.

## Who We Serve

Polyrific works with mid-market and regional insurance carriers across multiple lines of business.

### Commercial P&C Carriers and MGAs

Accelerate submission triage, underwriting review, and speed-to-quote while maintaining underwriting discipline.

### Personal Lines Carriers

Reduce manual intake, improve consistency, and support high-volume underwriting workflows without increasing headcount.

### Life Insurance Carriers

Enable instant policy intelligence, streamline agent and service operations, and strengthen compliance and quality assurance.

## The Bottleneck Isn’t Data. It’s Decision Support.

Insurance teams are overwhelmed by documents, not insight.

Underwriters, agents, and compliance teams are forced to:

- ✓Read and reconcile dozens of documents per case
- ✓Manually identify inconsistencies and missing information
- ✓Search across fragmented systems for answers
- ✓Rely on senior staff for institutional knowledge

This slows decisions, increases risk, and limits throughput.

That is not an AI adoption problem. It is a workflow problem.

## Context, Not Just Extraction

Most insurance AI tools stop at OCR, classification, or basic summarization.

Polyrific builds insurance-native AI applications that:

- ✓Read documents and your underwriting rules, guidelines, and policies
- ✓Understand how information connects across submissions, policies, and interactions
- ✓Explain why something matters, not just what it says
- ✓Provide full citations and audit trails for every output

The result is faster decisions without sacrificing control, explainability, or compliance.

## The Polyrific Insurance Application Suite

01

### SubmissionAdvisor —Underwriting Intelligence

Commercial P&C and Personal Lines

SubmissionAdvisor analyzes insurance submissions against your underwriting guidelines and surfaces critical information instantly.

#### Capabilities

- ✓Reads ACORDs, loss runs, SOVs, financials, and supplemental documents
- ✓Flags risks, inconsistencies, and missing information
- ✓Produces underwriter-ready summaries with source citations

#### Business Impact

- ✓80–90% reduction in document review time
- ✓24–48 hour quotes instead of multi-day cycles
- ✓Junior underwriters perform at senior levels

02

### PolicyAdvisor —Policy and Service Intelligence

Life Insurance, Personal Lines, and Commercial P&C

PolicyAdvisor instantly answers complex policy questions by searching across all policy documents and endorsements.

#### Capabilities

- ✓Plain-language answers with exact policy citations
- ✓Cross-document reasoning across policies, riders, and endorsements
- ✓Support for agents, service teams, and internal operations

#### Business Impact

- ✓Faster agent and customer responses
- ✓Reduced training time
- ✓Fewer escalations to underwriting and legal teams

03

### QualityAdvisor —Compliance and QA Intelligence

Life Insurance

QualityAdvisor automates quality assurance by comparing recorded interviews, applications, and policy data.

#### Capabilities

- ✓Detects discrepancies between interviews and application data
- ✓Flags compliance risks automatically
- ✓Enables continuous, full-population review

#### Business Impact

- ✓100% audit coverage instead of manual sampling
- ✓Reduced compliance risk
- ✓Earlier detection of errors before submission

## Results From Production Deployments

80%  
Cost Reduction — Per-case document review compared to manual processing

90%  
Faster Triage — From intake to underwriter-ready review

40%  
More Throughput — Process more cases without adding headcount

100%  
Consistent Decision Quality — Every case reviewed against defined standards

## Proof Before Commitment

Polyrific removes the risk from AI adoption.

- ✓We build a working solution around a real insurance workflow.
- ✓Your team uses it on live data in a production environment.
- ✓You move forward only when the ROI is clear.

No shelfware. No long implementations. No upfront risk.